Not affiliated with or endorsed by the government or Federal Medicare program.

Spectrum Insurance & Financial Group, LLC
Spectrum Insurance & Financial Group, LLC
  • Home
  • About Us
  • Agency
  • Insurance Products
  • Reviews
  • Contact Us
  • More
    • Home
    • About Us
    • Agency
    • Insurance Products
    • Reviews
    • Contact Us
  • Home
  • About Us
  • Agency
  • Insurance Products
  • Reviews
  • Contact Us

Joe Louie Carbajal

Smiling couple in red shirts posing outdoors.

Your Trusted Broker

  • Independent Broker--my Agency is Spectrum
  • Insurance & Financial Group
  • Local! In-Person, Phone, Virtual
  • Licensed: AZ, NV, CA, or, WA, NM, TX, Ok, SC, MI
  • Teacher 7 Yrs, DIV. Manager Major New Paper
  • Company: 16 Years
  • Insurance Broker: 7 Years.

Comprehensive Insurance Solutions for All Ages

We Offer Diverse Insurance Options Tailored for Individuals Over, Turning, and Under 65

Simplify Your Coverage

Personalized Service and Expert Guidance

Spectrum Insurance & Financial Group, LLC

Part A

Part A

Part A

Hospital Insurance

Spectrum Insurance & Financial Group, LLC

Part B

Part A

Part A

Medical Insurance

Spectrum Insurance & Financial Group, LLC

Part C

Part A

Part C

Medicare Advantage Plans

Spectrum Insurance & Financial Group, LLC

Part D

Part A

Part C

Prescription Drug Plans

Key Phrases That Indicate I Need a Medicare Review

  • Medicare is so confusing.
    • Why am I getting billed for this procedure?
  • My medication is too expensive for me to take.


Do you accept my insurance plan?

  • I have a Red, White and Blue Medicare Card only.
  • Who can I talk to about covering this new illness I never had before?
  • If you are a Veteran and have Original Medicare, we can give them money back.
  • I can’t afford to see the doctor anymore.
  • I have AHCCCS and Original Medicare.
  • If you are disabled with AHCCCS, and Original Medicare, there are more benefits at no cost available to you.
  • Everything is so expensive; I just don’t know what to do.


Need Help? Contact our Trusted Medicare Advisor

Joe Louie Carbajal - (480) 332-7186 TTY: 711

Medicare mind map with related concepts and icons.

Serving With Integrity Since Day One

Diverse group of smiling older adults.

You’re Invited to Attend a FREE DINE & LEARN Medicare 101!

Turning 65, New to Medicare, or Want a Refresher?


Join us for our next Dine & Learn & Find Out:


  • Top 3 Medicare Must-Do's Each Year
  • Special Enrollment Periods.
  • How to Avoid Penalties
  • How Income Impacts Medicare Costs
  • Common Mistakes Everyone Should Avoid.

Couple sitting closely on a park bench.

Haymaker Restaurant Co

1800 N. Litchfield Rd., Goodyear, AZ 85395

Time: 6:00 PM - 8:00 PM

6/25/25

7/9/25


Joe Louie Carbajal

Licensed Broker

(480) 332-7186 TTY: 711

spectruminsurancegroup7@gmail.com

Register for our next Dine and Learn

Medicare 101

Please reserve your spot(s) at one of our upcoming events. Please specify the date you wish to attend and how many people (under Message)  We will email a confirmation to you. See the available dates above.  Registration not required but helps us plan seating & print resources ahead of time. 


 By providing the information above, I grant permission for a licensed insurance broker Joe Louie Carbajal, to call me regarding my Medicare options, including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans. 

Register Now!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Secure your future with Spectrum Insurance & Financial Group, LLC

We do not offer every plan available in your area. Currently we represent 15 organizations. Organizations which offer 87 plans products in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. 


 Plans are insured or covered by a Medicare Advantage organizationwith a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. 


Not affiliated with or endorsed by the government or Federal Medicare program. 


Copyright © 2025, Spectrum Insurance & Financial Group, LLC. All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept